Your file is in.

Your preliminary indication is on record. A specialist reads it and calls you — usually within 15 minutes during business hours. If it is outside hours, first thing the next morning.

Partner request received.

Our partner desk reviews applications for licensing and fit, and responds within one business day with verification and onboarding steps.

What happens next

NowSame minute

Your file enters the queue and the specialist who owns it is notified. Nothing else is required from you at this point.

Within 15 minutesBusiness hours

A real person calls or texts the number you gave us to confirm two or three details and tell you what the file looks like.

Under one hourAfter we reach you

You get offers side by side in plain dollars — factor rate, payment, total payback and cost. No obligation to take any of them.

Same dayYou send statements

Three bank PDFs turn your indication into a real offer with documents. Sign, and funds land by ACH — usually within 24 hours.

Skip the wait — send your statements now

Text three months of bank PDFs to (718) 820‑6661 and your file moves immediately. Screenshots and photos are fine. Every month, no gaps, unedited.

Mon–Fri 8am–8pm ET · Sat 9am–3pm ET · (718) 820‑6661

NC Advance is a broker, not a lender. Submitting this form is not an application for credit with any specific lender, is not a commitment to fund, and does not guarantee approval. Final terms are set by the funding partner and disclosed in writing before you sign. See full disclosures.